Most people cannot answer the question, what happens to your money? They have no idea how much they truly need to live or where their money goes.
Why is that? Many rely on their bank and credit card statements to track their finances. However, these statements only provide a snapshot of their financial situation at a particular moment in time. And by the time they see it, that moment has already passed.
Why Traditional Money Tracking Falls Short
Bank and credit card statements exist primarily for the benefit of financial institutions. They don’t clearly show how much money you actually need to live. As a result, some people run out of funds and resort to credit or overdrafts, while others keep too much money in their accounts just to be safe. This benefits the banks by providing them with a free buffer to generate profits—profits they don’t share with you beyond a token interest rate.
Additionally, without a clear understanding of where your money goes, you might be spending on things you don’t need or paying more for necessities than necessary.
A Tracking Solution for Financial Clarity
To truly control your finances, you need a tracking system tailored to your situation. Positive Input offers a solution with the Money Tracker, a tool designed to give you a clear picture of what happens to your money.
By using the Money Tracker, you’ll gain valuable insights into your spending habits, allowing you to make better financial decisions. The Money Tracker was developed by Sue Weighell of Delta Solutions in partnership with Positive Input, helping people take charge of their financial well-being.
How the Money Tracker Can Help
The Money Tracker is a simple, user-friendly tool that calculates your spending patterns. You fill in the form on your computer, and it does the rest.
Let Sue Weighell introduce you to the concept:
“When I was a child, my dad was paid weekly in cash. We had to budget carefully, allocating money for rent, utilities, food, and other necessities. We didn’t have credit cards or even a bank account! If we saved a little each month, we could afford a holiday once a year.”
While we don’t need to revert to those days, developing smart budgeting habits is essential. Easy access to credit has made it tempting to overspend, leading to mounting debts. The Money Tracker helps you see exactly where your money is coming from and where it’s going—an essential step, no matter your income level.
Stay Debt-Free with the Money Talks Planner
The Money Talks Planner provides an easy way to understand your financial position and manage your income effectively.
To use it, gather your bank and credit card statements, input the information, and get a clear view of your financial reality. If you need assistance interpreting your results, our team is here to help.
The Tracker has two key parts:
- Estimated Monthly Spend – This section helps you see where your money is going and identify potential adjustments.
- Actual Monthly Expenditure – This allows you to track spending over time, making it easier to bring your finances under control.
There are no overnight solutions, but if you consistently use the planner for 3–6 months, you’ll feel more in control of your money, have more disposable income, and experience less financial stress.
The Money Tracker comes with full instructions, and our team is available for support. Take the first step toward financial clarity today!
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